Get peace of mind.

The Financial Safety Membership

For $9.99 / month, access 5% APR loans, superior financial tools, and real rewards for staying debt-free. We put you first.


Join the Waitlist

Android is coming soon. Be one of the first to get access to the Quo app.


What we offer

Peace of Mind

Peace of Mind

Earn higher limits on your 5% APR emergency credit just for staying out of debt.

Financial Insights

Financial Insights

Enjoy a comprehensive suite of budgeting features to manage your expenses and grow your savings.

Backup Plan

Backup Plan

Access emergency loans instantly via your own Quo membership card.

Friendly Terms

Friendly Terms

Pay back your loan over 6 months with zero prepayment or late fees.

  • Buckets
  • Planner
  • Category
  • Transactions

Quo is an easier, better way to budget

Every dollar you earn needs a purpose. That's why we reinvented budgeting from the ground up to help you see how your money is working for you - not set random limits.

Responsible Credit

Credit as a force for good

Our unique system ensures that you're only using your loan for your specific emergency. Unlike other companies, we don't want you to be in debt if you don't have to be.


Fair and transparent pricing


Try it on us for a limited time

  • Early Access to Quo
  • Quo Financial Plan
  • Expense Tracking
  • AI Powered Insights

Full Service

Coming soon

  • Customizable Tools
  • More Flexibility
  • Emergency Loans
  • Monthly Credit Increases


Stay up to date with the latest from us and personal finance.

Faces of Quo: Meet Jade

Faces of Quo: Meet Jade

Get to know the faces behind the product you love. Jade was one of our first software engineers!

Rethinking Budgeting at Quo

Rethinking Budgeting at Quo

At Quo, we always ask how we can redesign financial experiences to better align with our users.

24/7 Protection

We take security seriously, going above industry-standard measures to ensure your personal information is safe and never shared with third parties.

Simplicity and Transparency

Get financial peace of mind for as low as the price of a lunch. Help us put an end to expensive, predatory credit.

Check Your Spot

See where you are in the signup queue.