Get peace of mind.

The Financial Wellness Membership

Access 2-5% APR Loans, financial planning tools, and rewards for staying debt-free. Starting at $5.99/month.


Join the Waitlist

Join the waitlist to be one of the first to get access to the Quo app.


What we offer

Financial Insights

Financial Insights

Enjoy a comprehensive suite of budgeting features to manage your expenses and grow your savings.

Backup Plan

Backup Plan

Access emergency loans instantly via your own Quo membership card.

Friendly Terms

Friendly Terms

Pay back your loan over 6 months and enjoy single digit APRs.



Earn points and cashback for staying financially healthy and out of debt.

  • Buckets
  • Planner
  • Category
  • Transactions

Quo is a new way to think about your financial life

Every dollar you earn needs a purpose. That's why we reinvented budgeting from the ground up to help you see how your money is working for you - not set arbitrary limits and try to stick to them.

Responsible Credit

Introducing credit as a force for good

When you request a loan, we ask that you specify the type of emergency. We then lock the card access to those type of merchants.

Our Plans

Fair and transparent pricing


coming in June

  • Quo Financial Plan
  • Expense Tracking
  • AI Powered Insights
  • Credit Monitoring


coming soon

  • Up to $400 Loan
  • 5% APR
  • Cash Back Rewards
  • Quo Basic


coming soon

  • Up to $700 Loan
  • 2% APR
  • Cash Back Rewards
  • Quo Basic


Stay up to date with the latest from us and personal finance.

Rethinking Budgeting at Quo

Rethinking Budgeting at Quo

At Quo, we always ask how we can redesign financial experiences to better align with our users.

Updates and What's Next

Updates and What's Next

We have come a long way and want to share more on the near future of Quo.

24/7 Protection

We take security seriously, going above industry-standard measures to ensure your personal information is safe and never shared with third parties.

Simplicity and Transparency

Get financial peace of mind for as low as the price of a coffee. Help us put an end to expensive, predatory credit.

Check Your Spot

See where you are in the signup queue.